• 2021-04-14
    Passage2:
    Newwords:
    self-esteemn.自尊(心)


    Listentoashortpassagethreetimes.Whenthepassageisreadforthefirsttime,listenforitsgeneralidea.Whenthepassageisreadforthesecondtime,fillintheblankswiththeexactwordsyouhear.Whenthepassageisreadforthethirdtime,checkwhatyouhavewritten.


    Inaperfectworld,weshouldallavoidtoomuchcreditcarddebtandwouldneverhavetodealwiththetroubleofbeingunabletomeetourcreditcardpaymentobligations.Butthisisnotaperfectworld,andunfortunately,these1)_____________situationsarethenormformanypeople.
    Ifyoufindyourselfinthisposition,orheadingthere,youshouldcutyourspendingnow.Don'twaituntilyoursituationisso2)____________thatyouhavefewoptionsavailabletoyou.
    Facingthefactorsthatgiveyouthe3)___________tospendmoneycarelesslycanbeuncomfortable,butifyoudon'tfacethem,howwillyoucontrolyourdebtand4)__________thethingsyoutrulywant?
    Onenegativeaspectofusingcreditcardsinsteadofcashisthatyou5)___________thefactthatyou'respendingrealmoney.Thepleasantfeelingsyouexperiencewhenyoupurchasetheitem6)_____________theunpleasantfeelingsofmakingthepaymentwhenyougetthecreditcardstatement.
    Studies7)______________thatmostpeoplearemuchlesslikelytobuywhenpayingwithcashasopposedtocreditcards.So,tryleavingyourcreditcardsathome,andpaywithcashorcheck.
    Toreallycontrolyourspendingandyourcreditcarddebt,youneedtoexaminewhatmoneymeanstoyou.Makeaneffortnoticehowyou8)____________moneyandwhatbeliefsandattitudesyouhaveaboutmoney.Studiesalsoshowthatpeoplewithlowself-esteemengagethemselvesinmore9)____________spendingandbuyingthingstheydon'tneed.
    Remindyourselfdailythatyourworthasapersonhasnothingtodowithhowmuchmoneyyouhave.Onceyou10)_____________this,youwillbreakthepsychologicalbarriersthatwerekeepingyoufromhandlingyourmoneywisely.
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