Which of the following is true of mortgage interest rates?
A: Mortgage rates are closely tied to Treasury bond rates, but mortgage rates tend to stay below Treasury rates because mortgages are secured with collateral.
B: Longer-term mortgages have higher interest rates than shorter-term mortgages.
C: Interest rates are higher on mortgage loans on which lenders charge points.
D: All of the above are true.
E: Only A and B of the above are true.
A: Mortgage rates are closely tied to Treasury bond rates, but mortgage rates tend to stay below Treasury rates because mortgages are secured with collateral.
B: Longer-term mortgages have higher interest rates than shorter-term mortgages.
C: Interest rates are higher on mortgage loans on which lenders charge points.
D: All of the above are true.
E: Only A and B of the above are true.
举一反三
- 【单选题】An upward-sloping term structure of interest rates indicates that: A. longer-term rates are higher than shorter-term rates B. investors should expect interest rates to decline in the future C. short and intermediate term rates are real rates while long term rates are nominal rates D. the Fed is expected to decrease rates in the near term E. the larger the investment in dollars, the higher the interest rate paid
- Which of the following are true of mortgages? A: A mortgage is a long-term loan secured by real estate B: A borrower pays off a mortgage in a combination of principal and interest payments that result in full payment of the debt by maturity C: Over 72 percent of mortgage loans finance residential home purchases D: All of the above are true of mortgages
- Which of the following statements about money market securities are true? A: The interest rates on all money market instruments move very closely together over time. B: The secondary market for Treasury bills is extensive and well developed. C: There is no well-developed secondary market for commercial paper. D: All of the above are true. E: Only (a) and (b) of the above are true.
- In a mortgage pass-through security, the pass-through rate A: is adjusted as market rates rise or fall B: is equal to the mortgage rate on the underlying pool of mortgages C: adjusts the rate on the underlying pool of mortgages by a servicing fee
- Which of the following are true concerning the distinction between interest rates and return?