Which of the following is true of mortgage interest rates? A: Mortgage rates are closely tied to Treasury bond rates, but mortgage rates tend to stay below Treasury rates because mortgages are secured with collateral. B: Longer-term mortgages have higher interest rates than shorter-term mortgages. C: Interest rates are higher on mortgage loans on which lenders charge points. D: All of the above are true. E: Only A and B of the above are true.

The Wall Streeters used a magic called _______ to turn mortgages into _______、

The<br/>primary liabilities of a commercial bank are() A: bonds. B: deposits. C: mortgages. D: commercial paper.

In a mortgage pass-through security, the pass-through rate A: is adjusted as market rates rise or fall B: is equal to the mortgage rate on the underlying pool of mortgages C: adjusts the rate on the underlying pool of mortgages by a servicing fee

Residential mortgages that may be included in agency RMBS are least likely required to have

They'll never get a mortgage; they're bad ______. A: risks B: mortgages C: finance

Mortgages are hard to come()since banks are more cautious. A: with B: in C: by D: through

Participation will not be attractive to those whose mortgages already ______ the value of their homes. (exceed, excess, excessive)

Mortgages<br/>are hard to come ______ since banks are more cautious. A: with B: in C: by D: through

A short-term debt instrument issued by well-known corporations is called （ ） A: commercial paper. B: corporate bonds. C: municipal bonds. D: commercial mortgages.