40. The motive and purpose of new companies eager to go public does not include ( ). A: raising funds and enhancing refinancing capabilities B: increasing the visibility of the company C: creating wealth for shareholders and company employees D: convenient and quick exit

Refinancing of a mortgage is recommended when: A: interest rates rise. B: interest rates fall. C: the escrow account balance declines. D: two or more points are required by the lender at the time of closing. E: the escrow account balance increases.