Credit cards are issued by a credit card issuer, such as a bank, after an account has been approved by the credit provider, after which the card holder can use it to make purchases at merchants accepting that card.先在信用卡发行人(比如银行)处开设帐户，然后再由发行人发行信用卡。之后持卡人就可到信用卡受理商家购买商品。
