Guess the meanings of the underlined words from italics and punctuation clues. Write down the Chinese meanings of these words. 1.Thetemptation (the desire to do something unwise) to spend is everywhere when they are navigating a new campus environment, extending social circles and learning how to live independently. 2.Start by f iguring out monthly income, including savings, wages, parental allowances, f inancial aids, and grants (free money that is awarded to students according to one’s high academic performance or f inancial need) and then write down your estimated expenses for the month. 3.It isn’t easy to identify college living expenses or costs in advance, but you should try. 4.You can also save some money on banking—services offered by a bank. 5.Then, you need to look for a bank that has a large number of ATMs near or on campus which you can use without out-of-network charges (money asked for banking services). 6.You can invest(put money into something with the expectation of achieving a prof it) in a Kindle or iPad and download your books from Amazon. 7.Doing part-time jobs is a rewarding way to get training and earn moneysimultaneously (at the same time). 8.If you can’t, you can try doing online paid surveys and participating in (taking part in) online focus groups, which is the perfect way for you to earn some extra money or win great prizes between classes, parties and rallies. 1. temptation 2. grant 3. expense 4. banking 5. charge 6. invest 7. simultaneously 8. participate in